There are many companies using several different kinds of assessments as qualifiers/dis-qualifiers when building a shortlist for calling job/internship candidates.
We live in an age of Lifelong Learning and Continuous Improvement. Not only will enhancing your education through additional courses and certifications help keep you current, they will help keep you employed and employable.
Managing your finances and “paying yourself first” makes a difference. Key is starting EARLY. If you started at age 25 and set aside $300 a month and STOPPED at age 35, you would have more monies at 65 then if you STARTED at age 35 with the same contribution until you were 65. https://money.cnn.com/retirement/guide/basics_basics.moneymag/index.htm